Costs have risen–there is no doubt about that. Essentials like groceries and gas have risen to a “luxury” price point, and healthcare is no exception. Every year, health insurance premiums increase. This could be, in part, to match the ever-rising cost of living, but it’s diminishing in value as the costs go up.   

41% of adults currently have some form of medical debt, and 60% say they cannot afford to even use their health insurance. When simply receiving basic healthcare can bankrupt a person, it is tempting to avoid it altogether until the illness or injury is unavoidable. And traditional insurance carriers- Blue Cross Blue Shield, United Health Care, Cigna, Aetna, and Humana (BUCAH)- are raising their premiums and driving up provider costs, making receiving health services unattainable.  

As we have seen in years past, and will continue to see for years to come, there is a large conversation about making health services more affordable. The conversation will continue to weigh the pros and cons of other countries’ plans while reconsidering the purpose of insurance. 

Other countries have a national healthcare plan that seemingly allows for free health services. However, this is paid through higher taxes- so the cost still does impact the everyday citizen. There may also be less value and accessibility to care.  

As for insurance, it did start as a way to negotiate prices and protect the insured from being financially burdened from receiving health services. However, premiums have risen, and many claims are not covered by one’s plan. So, the level of protection is diminishing.  

 

So…what do we do? 

Health services need to be affordable (and accessible- we will talk more about that later). And businesses can take the first step to provide this for their employees by breaking up with BUCAH.  

The ever-increasing cost of just providing health insurance can lead to reduced benefits, higher premiums, and even job cuts. With any of these, morale is going to wane- leading to high turnover.  

 

Care that Surpasses Trends 

 Musculoskeletal disorders (MSDS), such as back pain, arthritis, and repetitive strain injuries, are among the leading contributors to healthcare spending, productivity loss, and disability. Because MSDs are so common, they are often overlooked, undertreated, and overspent. It is essential to provide affordable and accessible musculoskeletal (MSK) care in order to  

  • Reduce the need for costly interventions, 
  • Improve workplace productivity, 
  • Decrease chronic pain management costs,  
  • Encourage healthy lifestyles, and 
  • Attract and retain talent.  

It may be trendy to talk about how to make healthcare affordable, but, at some point, we need to step out of the conversation and step into action. The Solveglobal solution provides comprehensive musculoskeletal care that is affordable and accessible. By partnering with your business, we can provide on-site, hybrid, and virtual care to your employees to treat current MSDs and provide MSK care that reduces the risk of future injury.  

Our goal is to help your employees and your business thrive. Our solution not only provides affordable MSK care, but it also is proven to add to your ROI. Learn more about how the Solveglobal solution is right for your business and employees at Solveglobal.com.